Life Insurance Plans from ALPA:
- Group Term Life Insurance
- 10-Year Level Term Life Insurance
- 20-Year Level Term Life Insurance
New for 2012-2013:
- 15% lower rates on the 10- and 20-Year Level Term Life Insurance than in 2011-2012.
- Annual Renewable Term (ART) rates have been reduced by up to 50% for certain ages.
- ART offers Guaranteed Issue—no medical exam, no blood work*
- Up to $300,000 for eligible members under age 40
- Up to $200,000 for eligible members under age 50
- Up to $100,000 for eligible members under age 60
- You may purchase up to $1.5 million in coverage.
- All plans are underwritten by The Guardian Life Insurance Company of America.


*Guaranteed Issue ART: Must be an ALPA member in good standing and employed by an ALPA Airline, hold a valid FAA certificate with no SODA, and certify that you are in good health on the application.