ALPA Loss of License/Loss of License Plus Coverage:
Loss of License is the one type of protection every pilot needs. ALPA not only offers Loss of License Coverage, we offer two kinds--monthly and lump sum benefits.
Protect your family, your home and your way of life.
- Up to $4,200 per month in benefits if you are disabled from flying
- Prompt payout
- Under Loss of License Plus, 50% of your loss of license benefit if you are totally disabled when Loss of License benefits end.
- Lump sum benefit option available after 24 months of disability
ALPA Group Term Life Insurance
Help make sure your family is properly cared for.
- $10,000 benefit option at no cost to you if you're an eligible first-time Apprentice Member on Probation with your Airline.
- Covers you during any flying - civil, recreational or military
- $250,000 Maximum*-(in $50,000 units) for you, and for your lawful spouse-$5,000 per eligible child. (Spouse coverage may not exceed member coverage.)
- Reduced premiums for qualified non-smokers
- Built-In Living Benefit ("Accelerated Death Benefit")- Not available to residents of MA
- Exclusive affordable group rates
*In addition, combined coverage under the Group Term Life and 10 Year Level Term Life and 20 Year Level Term Life plans may not exceed $1,500,000.
ALPA Lump Sum Loss of License Insurance:
The money you need to start over if you lose your license, in one check.
- Complement to ALPA Loss of License Coverage
- Lump sum payout gives you the money you need to go back to school or start a new career
ALPA Group 10 and 20 Year Level Term Life Plans
- A Good Way To Supplement Any Life Protection You May Have
- Covers You During Any Flying — Civil, Recreational or Military
- Coverage Limits from $300,000 up to $1,500,000 (in $50,000 units)* For You and For Your Lawful Spouse (Spouse coverage may not exceed member coverage.)
- Built-In Living Benefit (Accelerated Death Benefit)- Not available to residents of MA
- Exclusive, Affordable Group Rates
- Premium Discounts for Qualified Non-Smokers
- Premium Guaranteed for first 10 and 20 years, depending on which Plan you choose
*This maximum applies to Group 10-Year Level Term alone or any combination of Group 10-Year Level Term, Group 20-Year Level Term and Group Term Life Insurance.
ALPA Accidental Death and Dismemberment Insurance
Available for you and for your whole family.
- Up to $350,000 in coverage
- Affordable group rates
- Acceptance guaranteed for Active and Retired Members to age 70
- Around-the-clock/Around-the-world coverage
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For more information on these plans - such as features, costs, eligibility, renewability, limitations, and exclusions, and the underwriting insurance company - click on the appropriate plan icon.
The Group Term Life and 10 & 20-Year Level Term Life plans are underwritten by New York Life Insurance Company. 51 Madison Avenue, New York, NY 10010 On Policy Form GMR.
New York Life is licensed/authorized to transact business in all of the 50 states, the District of Columbia, Puerto Rico, and Canada. But please note that these plans are not available in all jurisdictions.
New York Life's state of domicile is New York and their NAIC ID # is 55915.
457970